Purchase an Apartment and Retire by 40

Everyone seems to think you can’t buy a place and still retire by 40. I’m here to debunk that, because we’re working on that right now. I also live in the 2nd most (if not most) expensive part of the United States: San Francisco Bay Area where the median home price is $742,000. So if we can…

Net Worth Update: December 2017

While our journey actually started when we got married end of December 2016, I spent the whole year researching and setting up accounts for us. I didn’t start blogging till end of the year and finally started this in December of 2017. With the Million challenge underway, here is our December 2017 net worth update.…

9 Tips to Reducing your Expenses

Happy New Year! We totaled up our spending and are proud of our first year of marriage! We spent a total of $47,673.40 in 2017 while living in the most expensive area in the United States, the San Francisco Bay Area. This included a 1 week trip to Paris in May, 8 weddings that we…

How Do I Save For 2 Retirements?

When do you think you’ll live till? 60? 70? 80? According to Fortune Magazine, most people underestimate how long the’ll live for. American men born today can expect to live 76.5 years, on average, and American women 81.3. But those numbers reflect life expectancy at birth and are dragged lower by people who die young.…

Why Should You Invest in ETFs?

See the 5 Easy Steps to Start Investing post to learn more about getting started. ETFs (exchange-traded fund) are baskets of stocks within a type or “theme.” For example, the ETF “IVV” or “iShares Core S&P 500” top 10 holdings are companies such as Apple, Amazon, JP Morgan, and ExxonMobil. The common denomination is that they are…

9 Steps to a Better Dressed You!

After spending hours scrolling through Pinterest looking up black, white, gray, and pale pink fashion, I realized my style was “French minimalist.” It’s amazing how everyone looks so elegant and so well put together with some very basic and simple items. So, I finally decided to move forward with it and took the first step…

Starting Out with Lending Club

I’m not going to lie: I didn’t exactly do a lot of research on this. I read a few blogs and watched a few YouTube videos with probably a total of 3 hours of research before I decided to invest $5,000 in Lending Club. Anyhow, I started with a 36 month strategy and allowed the…

5 Easy Steps to Start Investing

There are one too many posts on how to invest. Keep it simple. Never traded anything before? You need open a brokerage account (i.e. Charles Schwab, Fidelity, Sharebuilder, and etc…). Do some research first and start with Step #2 below before deciding on your brokerage account to ensure your brokerage company carries the ETF you…