Your Free Night at a Wyndham Property

Wyndham Rewards A few days ago, this came through our email. We don’t normally stay at Wyndham locations (Ramada, Super 8, Wyndham, Hampton…just to name a few properties). However, The Points Guy did a full analysis on the best hotel loyal programs and Wyndham came in second behind Starwood (SPG). They also have the most…

Net Worth Update: January 2018

Oh man, I can’t believe January is gone! I did not expect such a crazy January at all. I spent so many hours studying up on travel hacking and creating strategies for credit card sign-ups. I’m almost done with the paperwork for Tutor.com. So, that will be nice to have extra income while staying at…

Month 1: Lending Club Experiment

Background In my first post about Lending Club, I made a $5,000 investment at the end of December 2017. A month has gone by and it’s time for an update! Using their automate strategy, Lending Club allocated my $5,000 into 200 notes ($25 per note). My expected return states 3.71%-6.71%. Update So far, 1 note…

I Love My Credit Card and So Can You

In 2016, Chase announced its new credit card, Chase Sapphire Reserve. At the time, it offered a 100,000 bonus points (worth $1,500 in travel or $1,000 in cash back) after spending $4,000 in first 3 months. Get the Chase Sapphire Reserve now and earn 50,000 bonus points! Here were the benefits: $300 Annual Travel Credit…

6 Steps to Negotiating a Car

I do not advocate for buying new cars all the time when the goal is to retire by 40. The goal is to purchase 1 reliable car that you’ll pay off as soon as possible and use for at least 15 years. Ideally, you should have a sufficient down payment and be able to pay off the…